Sell your courses in NGN with Paystack & Flutterwave.
Stripe and PayPal don't work for Nigerian merchants. Paystack and Flutterwave do — and CheckoutJoy connects them to Kajabi, Thinkific, Kartra, HighLevel, and the rest so you can charge in naira and reach buyers across West Africa.
Payment realities in Nigeria
International processors are essentially closed to Nigerian merchants. Paystack and Flutterwave are the two dominant local gateways, both supporting NGN card payments, bank transfers, USSD, and the local methods Nigerian buyers expect. Both also extend across West Africa — Paystack covers Ghana and Kenya in addition to Nigeria, and Flutterwave reaches even further. Course platforms typically have no native support for either.
Recommended processors for Nigeria
Each one connects directly to Kajabi, Thinkific, Kartra, HighLevel, LearnWorlds, FreshLearn, and Systeme.io.
Paystack
Best for Nigeria and English-speaking West Africa.
Nigerian-built and Nigerian-loved. Supports NGN cards, bank transfers, USSD, and mobile money. Also covers Ghana and Kenya. Strong subscription support with reliable webhooks.
Paystack + Kajabi setupFlutterwave
Best for broader pan-African coverage.
Wider African footprint than Paystack, covering Nigeria, Ghana, Kenya, Uganda, Rwanda, South Africa, and more. Useful when you sell across multiple African countries from one merchant account.
Flutterwave + Kajabi setup
Frequently asked
- Paystack or Flutterwave — which should I pick?
- If you're Nigeria-focused or selling primarily into Nigeria/Ghana/Kenya, Paystack is the default. If you need broader African coverage (East Africa, Francophone Africa), Flutterwave's footprint is wider. You can also run both side by side.
- Do I need a Nigerian business entity?
- Yes. Both Paystack and Flutterwave require a registered local entity. Set up the account first, then connect it to CheckoutJoy with your live API keys.
- Can I accept USD from international buyers?
- Paystack supports USD on top of NGN once your account is approved for it. You can also run Stripe in parallel if it's available to your business, with CheckoutJoy routing each buyer to the right processor.
- What about subscriptions and payment plans?
- Both Paystack and Flutterwave support recurring billing. Paystack's webhook delivery is reliable for sub-renewal events; Flutterwave's is also workable. CheckoutJoy handles enrolment in your LMS after each successful charge.
Start selling in Nigeria.
Connect your processor to your course platform in under 30 minutes. Free for 14 days, no card required.