EU-VAT-compliant checkouts with Stripe, Mollie & Klarna.
German and DACH buyers expect SEPA, Klarna, Giropay, and invoices that satisfy strict consumer-rights and VAT rules. CheckoutJoy connects Stripe and Mollie to Kajabi, Thinkific, Kartra, and HighLevel — with the EU VAT calculation, reverse-charge handling, and consent flows already built in.
Payment realities in Germany & DACH
Selling to German buyers means more than accepting credit cards. SEPA direct debit, Klarna pay-later, and Giropay are widely expected. EU consumer-rights rules require explicit consent for immediate-delivery digital products, with the German "Button-Lösung" wording requirement on the order button. VAT handling has to follow OSS rules: charge VAT at the buyer's rate if you're under the €10,000 OSS threshold, register for OSS if over. Reverse-charge applies to validated EU business-VAT numbers. Most international checkout tools handle none of this.
Recommended processors for Germany & DACH
Each one connects directly to Kajabi, Thinkific, Kartra, HighLevel, LearnWorlds, FreshLearn, and Systeme.io.
Stripe
Best for cards, Klarna, SEPA, and broad EU coverage.
Stripe in EU mode unlocks the methods Germans actually use: cards, Klarna pay-later, SEPA direct debit, Giropay (where Stripe supports it), and Apple/Google Pay. Pairs cleanly with CheckoutJoy's EU VAT engine.
Stripe + Kajabi setupMollie
Strong alternative with deep EU method coverage.
Mollie is built for European merchants. Supports SEPA, iDEAL (Netherlands), Bancontact (Belgium), Klarna, and credit cards. Often easier onboarding for EU-only sellers than Stripe.
Mollie + Kajabi setup
Heads-up
Reverse-charge VAT requires a validated EU VAT number
If a German or DACH business buys from you and provides their EU VAT number, EU rules apply reverse-charge (no VAT charged, buyer self-accounts). CheckoutJoy validates the VAT number against the EU VIES service at checkout — but only when the buyer ticks the "I'm purchasing as a business" box and enters a valid number. Don't expect reverse-charge to apply automatically based on country alone.
Frequently asked
- Does CheckoutJoy handle EU VAT calculation?
- Yes. Set your home country and tax registration in our Sales Tax settings, and we apply OSS-compliant rates per buyer country. We support both VAT-inclusive and VAT-exclusive pricing display.
- Do you generate compliant invoices?
- Yes. Our built-in invoicing handles German requirements (sequential numbering, full address, VAT breakdown). For more advanced needs — particularly multi-jurisdiction reporting — we integrate with Quaderno.
- What about the Button-Lösung consent for digital products?
- We support the required consent checkboxes for immediate-delivery digital products in EU markets, including the German Button-Lösung wording on the order button.
- Can I integrate Quaderno for tax reporting?
- Yes. We have a direct Quaderno integration. Important: connect Quaderno from CheckoutJoy only — do NOT also connect Stripe→Quaderno in parallel, or you'll get duplicate invoices.
- Which payment methods will my German buyers see?
- Whatever you enable in Stripe or Mollie: cards, SEPA, Klarna, Giropay (Stripe-region permitting), Apple Pay, Google Pay. CheckoutJoy surfaces the methods supported by your processor for each buyer's country.
Start selling in Germany & DACH.
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